Products Overview

Software Solutions for Financial Institutions

Centrix Solutions, a Q2 Company, provides financial institutions with products and services to help detect fraud, manage risk, and simplify compliance. We provide products in the following areas:

Treasury Management Solutions

Check & ACH Positive Pay / Payee Match / Account Reconciliation

  • Comprehensive positive pay and reconciliation solution | Check positive pay | Payee match | ACH positive pay (blocks/filters and pre-authorization rules) | Account reconciliation (full/checks/deposits) | Check image integration | Teller positive pay | Single sign-on with on-line banking systems

Check Payee Match

  • Compares the payee name on the check image to the payee name in the issued check file | Passes exceptions to the Centrix Exact/TMS positive pay system or to another 3rd party system

ACH Reporting & EDI Translation

  • Provides corporate clients with automated reporting of incoming ACH activity | ACH returns, EDI translation, NOC's, etc. | Email alerts and web based delivery | Flexible output formats (PDF, NACHA, Excel, CSV, XML) | Part of the Centrix Exact ACH Reporting System™ (Exact/ARS)

Account Reconciliation

  • On-line full account reconciliation | Check reconciliation | Deposit reconciliation

BAI2 File Processing System - Inbound / Outbound

  • Processes incoming BAI2 transaction files, applies specific business rules, and generates transaction posting files for nightly processing | Processes account data and transaction information to create BAI2 file


Compliance & Risk Management Solutions

Reg E Dispute Tracking

  • Simplify Reg E Compliance (debit card, ATM, ACH and remittance transfers) by automating the administration and tracking of disputed transactions | Case and timeline management | Customer Letters | Auto posting of provisional credits

ACH File Validation (PIQS)

  • Validates originated ACH files | Company and business unit limits | File integrity checks | Verification against origination calendar | Processing queue to monitor activity, review exceptions | Email alerts | Part of the Centrix Payments I.Q. System™ (PIQS)

ACH Risk Reporting (PIQS)

  • ACH risk reporting of all ACH activity (outbound/inbound) | Originator analysis and risk review | Exposure | Return rates | ACH volume | Limit violations | High risk monitoring | Board reporting | Part of the Centrix Payments I.Q. System™ (PIQS)

ACH Calendar (PIQS)

  • File submission schedule for each originator | Reminder emails to originators | Daily processing queue for the financial institution | Activity reporting | Part of the Centrix Payments I.Q. System™ (PIQS)


Bank Operations Solutions

EDI Reporting & Translation

  • Provides corporate clients with automated reporting of ACH and EDI transactions, NOCs and Returns. | Email alerts and web based delivery | Flexible output formats (PDF, NACHA, Excel, CSV, XML) | Part of the Centrix Exact/TMS System™ (Exact/ARS)

ACH Returns Processing

  • Stores chargeback account information | Automatically creates a posting file for incoming ACH returns | Web-based review/processing for new returns | Calculates fees (hard-charge or analysis) | Part of the Centrix Exact/TMS System™ (Exact/ARS)